Buying a home will be one of the biggest financial decisions you will probably make and it is widely agreed that it can be one of the most stressful times of your life. Whether you are a first time buyer, re-mortgaging your home or considering a buy to let property, we can help guide you through the mortgage maze:-

• How much can I afford to borrow?

• Which type of mortgage would suit my needs best; fixed, tracker or variable rate?

• Is my credit history good enough?

• What insurances to protect my family do I need?

As whole of market mortgage brokers, who have been providing mortgage advice to our clients for over 20 years, we will act on your behalf to find the best deal to suit your individual circumstances. You may not be moving house, but have a mortgage that is coming to the end of a fixed rate period and need advice on what to do next. Again, we will use our expertise to source a suitable deal from the market.

Another dilemma is insurance. We can discuss all the relevant insurances with you to help protect your family should the unexpected happen:-

• Life insurance

• Critical illness cover

• Long term sickness cover

• Buildings & contents insurance

By conducting a thorough review of your circumstances, we will recommend the right policies for you based on your needs and budget.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate buy to let mortgages.